Transform the way consumers get access to mortgages, with transparency and competition
Educate, Advocate, Empower and be available to serve all mortgage consumers in our service area so lenders authentically compete for their business
Deliver lower mortgage costs and a faster origination experience by working for YOU rather than the lenders, using a transparent and systematic approach to making lenders compete for YOUR business.
IMPROVING YOUR POSITION
We don’t let our clients make a $300,000 to $500,000 Mistake on your next mortgage.
Established in 1996, American Mortgage and Financial Services is one of the only independent mortgage firms in Northern Indiana. Locally owned and operated in Goshen Indiana, American Mortgage and Financial Services has made an impact made within the industry and unique consumer-focused platform. As many can imagine, the regulatory environment has greatly changed in the mortgage and housing industry in recent years. As a result, awareness and adaption on consumer impact must control the vision of a mortgage company now and in the future through collecting data and facts over all else. American Mortgage and Financial Services has embraced these changes with their vision and experience and rely on their clients positive feedback and price advantage to produce more referrals. They align their clients in the best position they see possible which is as a true mortgage broker without steering to one lender or corporate special interests. Because of this, American Mortgage and Financial Services persistently educates consumers and colleagues on understanding the indisputable math and data around mortgage operations rather than the hard sales pressure that many consumers and others receive in the primary mortgage marketplace.
Nearly 50% of all homebuyers and those refinancing spend more time shopping for shoes than they do their mortgage. This is a big problem for such a large investment and simply resulting from a lack of awareness. Retail mortgage lenders and banks have invested a lot of time and money to influence consumers and others inside and outside the industry from shopping them on quality and terms. This is certainly not in the best interests of the consumer and the person facing the process of a new long-term mortgage liability. American Mortgage and Financial Services believes iron sharpens iron and for the best outcome on terms, speed, and quality….competition and independence is required. Under retail and correspondent lending, the Mortgage Loan Originator (MLO) is employed and influenced by ONE lender. Under the American Mortgage and Financial Services model with multiple wholesale lender partnerships, the Mortgage Loan Originator (MLO) is influenced exclusively by their CLIENT. This exposes multiple programs, rate sheets, and options. Most importantly, this independence produces competition in every sector of the residential mortgage process for the consumer.
“Our main objective is to educate consumers on how residential mortgage financing works in the United States. We do not have sales people, we have mortgage professionals that persistently educate our clients. We embrace only math and facts rather than sales terms and strategies. We rely on indisputable data to attract those that wish to be in a better financial position with their mortgage liability. When it comes to math, combined with our reputation, our position is also indisputable. We are the only channel in the primary mortgage market that works exclusively for our clients. The more educated the consumer, the greater chance they will become a American Mortgage and Financial Services client when comparing mortgage providers.” “Obtaining a new loan for the purchase or refinance of a home is a very important financial decision. We have created a smooth, informative, and stress-free loan processing system we have found to best suit whatever lending climate we are facing. We believe that every client requires our full attention so that no details are missed and loan options are specifically customized for each borrower. Positive client reviews is our driving motivation.”
“Low over-head, effective systems, and heightened industry-related education requirements allows our clients the ability to experience more qualified representation at a lower cost.”
George W Burkley III, CRMS CVLS
At American Mortgage and Financial Services
WE GIVE YOU THE ADVANTAGE
At American Mortgage and Financial Services, we give you a great advantage of being able to shop many different big wholesale national mortgage lenders to find you the best deal of mortgage rates and terms. When national independent lenders compete for your business, you win with a better deal on your mortgage financing.
At American Mortgage and Financial Services, you work with one dedicated mortgage professional who takes you through the mortgage process using the most advance technology in the mortgage industry today. We teach Financial Literacy to our clients. We have a strong desire to succeed and help our clients succeed when securing a new mortgage. We have high aspirations and focus on being leaders in the mortgage industry locally and nationally.
Our company was positioned to best suit consumers in today’s primary mortgage market. A lot has changed over the years and our leadership was ahead of these changes, embracing the best channel of primary mortgage origination. Our vision and principals will always be ahead of the competition and we’re proud to be one of the few ‘true’ Mortgage Brokers in the Northern Indiana.
Our independence and exclusive client representation allows us to offer access to multiple lenders and investors that very few mortgage providers can. Lenders must compete for our clients business and our reputation and partnership with these vetted investors ensures that we secure our clients with the most favorable terms and execution through rating and comparison in all areas.
We love Northern Indiana that is the Heartland of the Midwest. Our entire team is local and are involved in the local community. They live and work here in the Michiana area. American Mortgage and Financial Services is locally owned in Goshen Indiana, serving Indiana consumers exclusively. From loan application to closing, all origination activities are handled from our Goshen Indiana office. We appreciate consumers that support local small business. We support the local economy in Elkhart County and the surrounding counties.
We are the proud minority that operates with independence in the most transparent residential mortgage channel today. Our exclusive client representation offers clear choices without influence or corporate interests in steering toward one lender. Competition and choice is the only way to monitor pricing and expose the best mortgage lenders in the country.
ALL TYPES OF FINANCIAL PRODUCTS
In addition to many different mortgage products, we also offer financial products for every stage of life. Our company offers Insurance products such as Life, Auto, Home, & commercial insurance. Ale we offer Investment services and products such as annuities, mutual funds, stocks, bond, IRAs, and many other investment products.
Our experienced staff guides our clients through the analytical decisions that must be made when securing a new mortgage liability and locking an interest rate and term. Market volatility and well as life changes all play a role in mortgage planning. We’re here to share our expertise and advice to help meet the financial goals of our clients.
Our company has continued to quickly adapt to any changes in this volatile primary mortgage market. We have embraced technology and created systems and operations that best suit the climate we’re in and what we believe will result in the most favorable execution and client experience. Our position, expertise, reputation, and integrity supports the goal of retaining our clients for life.
“Our main objective is to educate consumers on how residential mortgage financing works in the United States. We do not have sales people, we have mortgage professionals that persistently educate our clients. We embrace only math and facts rather than sales terms and strategies. We rely on indisputable data to attract those that wish to be in a better financial position with their mortgage liability. When it comes to math, combined with our reputation, our position is also indisputable. We are the only channel in the primary mortgage market that works exclusively for our clients. The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers.”
We consistently strive to offer consumers the best possible mortgage experience by using a transparent and systematic approach that makes lenders compete for your business. The more educated the consumer, the greater chance they will become an American Mortgage and Financial Services client when comparing mortgage providers. Don’t just take our word for it, here are some reviews that our past customers have left!